What to Know About Filing Whiplash Claims

Whiplash is one of the most common injuries that car accident victims experience. Although it is a serious injury, most people tend to ignore the symptoms.

The effects of whiplash can go on for days, weeks, or even months after an accident. The problem of not seeking immediate medical attention is that insurance companies will cast doubts as to whether the whiplash injuries were caused by a car accident.

The only way to hold an insurance company accountable and make them compensate you is to seek medical attention immediately after you are involved in an accident. It doesn’t matter whether you are feeling pain at that moment or not, it is good to be examined by a doctor.

What is whiplash?

Also known as Whiplash Associated Disorder (WAD), whiplash is a neck injury that happens when a person’s neck and shoulders suddenly jolt, especially during a car accident.

Whiplash victims usually exhibit the following symptoms:

•    Stiffness on the shoulders and neck

•    Severe to moderate shoulder pain

•    Nausea and vomiting

•    Dizziness

•    Ringing in the ear

•    Jaw soreness

•    Blurry vision

•    Back pain

•    Weakness in arms

Filing whiplash claims

As mentioned before, some insurance companies tend to doubt claims filed by whiplash victims. This is because many people used to lie about this type of injury in the past and obtained compensation for the same.

This is one of the reasons why genuine whiplash victims face difficulties when it comes to getting compensation from insurance companies.

Here is what you need to know about filing whiplash claims:

1.    Seek professional medical attention

If you suffer whiplash injuries after a car accident, the first thing you should do is to seek medical attention. Although you might not feel the pain immediately after an accident, it is still important to visit a hospital if you want to increase your chances of getting compensated. The doctor’s report will serve as sufficient evidence for your claim.

2.    Launch a claim with an insurance company as soon as possible

Most companies have stringent deadlines when it comes to filing personal injury claims. As such, it is important for whiplash victims to file claims at the earliest opportunity after an accident. Besides, you should stick to facts concerning the accident and avoid admitting liability.

Sometimes the insurance company may suggest that you undergo a medical examination but you should not accept such a proposal.

3.    Gather necessary evidence

It is difficult to prove a whiplash injury claim if you don’t have sufficient evidence. As such, it is important to ensure that you collect all the necessary evidence related to the accident. Obtain appropriate documents, notes, photographs, and any other pieces of evidence to back up your claims.

You should also acquire medical records, test results, previous medical records, and any expenses related to the medical treatments. Ensure that you also get contacts of any persons that might have witnessed the accident.

4.    Hire an experienced personal injury attorney

Filing and winning whiplash injury cases is not a walk in the park. It required the services of a qualified and experienced personal injury attorney. Besides, it should not be just any personal injury attorney. You need someone who has experience in handling whiplash injury cases.

A personal injury lawyer can help present a strong case that will compel the insurance company to compensate you accordingly. Engage a personal injury attorney right from the beginning to the end.

Bottom line

Whiplash injury victims often face many challan challenges when it comes to receiving compensation. The best way to deal with such challenges is to understand the filing process and hiring an experienced personal injury attorney.

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